Terms of Service

These Terms of Service ("Terms") govern your access to and use of the Speislink platform and all related services (collectively, the "Service"), operated by [YOUR COMPANY NAME], a company registered in Italy with VAT number [YOUR VAT NUMBER] and registered address at [YOUR REGISTERED ADDRESS], [YOUR CITY], Italy ("Speislink", "Company", "we", "us", or "our").

By creating an account, accessing, or using the Service in any way, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you are acting on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

If you do not agree to these Terms, you must not access or use the Service.

• ▸"Platform" means the Speislink website at speis.link and all related APIs, applications, and features.
• ▸"Creator" means a registered user who builds a Speislink page, manages links, and/or sells products through the Platform.
• ▸"Buyer" means any person who purchases a digital product listed on a Creator's page.
• ▸"Content" means all text, images, links, files, data, and other materials that users upload, publish, or transmit through the Platform.
• ▸"Digital Product" means any downloadable file or digital good that a Creator lists for sale on the Platform.
• ▸"Pro Subscription" means the paid annual subscription that unlocks premium features of the Platform.
• ▸"Stripe Connect Account" means a Stripe Express account linked to a Creator's Speislink account to receive product sale payouts.

To use the Service you must:

1. 1.Be at least 16 years of age. If you are between 16 and 18, you may only use the Service with the involvement and consent of a parent or legal guardian who agrees to these Terms on your behalf.
2. 2.Be at least 18 years of age to sell Digital Products through the Platform.
3. 3.Have the legal capacity to enter into binding contracts in your jurisdiction.
4. 4.Not be prohibited from using the Service under applicable law.
5. 5.Not have been previously suspended or permanently removed from the Service.

By using the Service, you represent and warrant that you meet all eligibility requirements. We reserve the right to verify eligibility at any time and to suspend or terminate accounts that do not comply.

To access the Service you must register for an account using your email address. We use passwordless authentication: a magic link is sent to your email address each time you sign in. You agree to:

• ▸Provide accurate, current, and complete information during registration and keep it up to date.
• ▸Maintain the security of your account by keeping magic link emails confidential and not forwarding them to third parties.
• ▸Accept responsibility for all activities that occur under your account.
• ▸Notify us immediately at legal@speis.link if you suspect unauthorized access to your account.
• ▸Not create multiple accounts, share your account credentials, or transfer your account without our prior written consent.

Your username must be between 3 and 20 characters and may only contain letters, numbers, and underscores. Usernames that are trademarked, impersonate real persons or entities, or are otherwise misleading, offensive, or violate third-party rights will be removed without notice.

5.1 Free Plan. The Free plan allows you to create unlimited links, add social icons, access all themes and customisation options, download a unique QR code, view essential analytics (page views and click counts), and sell Digital Products with a three percent (3%) platform fee, at no subscription charge, for as long as the Free plan is offered.

5.2 Pro Plan. The Pro plan is available for €10.00 per year and includes a zero percent (0%) platform fee on Digital Product sales, advanced analytics (page views, referrers, country breakdowns, and per-link drilldown), custom domain support, and watermark removal. The specific features included in the Pro plan may change with notice as described in Section 18.

5.3 Free Trial. New users subscribing to the Pro plan for the first time are eligible for a fourteen (14) day free trial. No charge is made during the trial period. After the trial expires, your subscription automatically renews at the then-current price unless you cancel before the trial ends.

5.4 Billing and Renewal. Subscriptions are billed annually in advance. Your Pro subscription renews automatically on the anniversary of your subscription start date. You authorize us to charge your payment method on file for the renewal amount.

5.5 Cancellation. You may cancel your subscription at any time via the billing portal accessible from your account settings. Cancellation takes effect at the end of the current billing period. You retain access to Pro features until then. We do not issue refunds for unused portions of any billing period, except where required by applicable law.

5.6 Price Changes. We reserve the right to adjust subscription pricing. We will provide at least thirty (30) days' advance notice by email. If you do not cancel before the new price takes effect, you consent to the updated pricing.

5.7 Payment Processing. All subscription payments are processed by Stripe, Inc. By subscribing, you agree to Stripe's Terms of Service and Privacy Policy. We do not store your full payment card details — Stripe processes and stores payment credentials on our behalf.

6.1 Overview. Creators on any plan may list and sell Digital Products (downloadable files, templates, presets, and other digital goods) directly from their Speislink page. Buyers may purchase these products through the Platform.

6.2 Stripe Connect. To receive payouts from product sales, Creators must connect a Stripe Express account ("Stripe Connect Account"). By doing so, you agree to Stripe's Connected Account Agreement and Stripe's Services Agreement. Stripe is solely responsible for payment processing. We are not a party to the transaction between Creator and Buyer except as expressly stated in these Terms.

6.3 Platform Fee. For each product sale, we deduct a platform fee based on your plan: three percent (3%) of the gross sale amount for Free plan Creators, and zero percent (0%) for Pro plan Creators. Stripe's standard transaction processing fees apply in addition. Platform fees are automatically withheld from each payout and may be changed with thirty (30) days' notice.

6.4 Creator Responsibilities. As a Creator selling products, you are solely responsible for:

• ▸The accuracy, completeness, and legality of your product listings and descriptions.
• ▸Owning or holding all necessary rights, licenses, and permissions to sell the products you list.
• ▸Ensuring that product files are accessible for download for at least forty-eight (48) hours after each purchase.
• ▸Complying with all applicable consumer protection laws, including any disclosure requirements.
• ▸Determining, collecting, and remitting all applicable taxes on your earnings (including VAT, GST, or income tax).
• ▸Responding to buyer inquiries and resolving any disputes relating to your products.

6.5 Buyer Rights. As a Buyer, you acknowledge that:

• ▸Download links for purchased products are valid for forty-eight (48) hours from the time of purchase.
• ▸Digital products are generally non-refundable once downloaded, except as provided in Section 6.6.
• ▸You purchase products for personal use only unless the product listing expressly states otherwise.
• ▸You may not redistribute, resell, or sublicense purchased content without the Creator's explicit written permission.

6.6 Refunds and Disputes. Subscriptions: Subscription fees are non-refundable except where required by applicable law. Product sales: All digital product sales are final. However, if a product file is inaccessible, corrupted, or materially different from its description at the time of purchase, you may request a refund at legal@speis.link within fourteen (14) days of purchase. We will review the request and may issue a refund at our sole discretion. Chargebacks: If a Buyer initiates a chargeback on a product purchase, we reserve the right to recover the disputed amount and any associated fees from the Creator's pending payouts and to suspend the Creator's account pending investigation.

6.7 Taxes. Creators are solely responsible for all tax obligations arising from their product sales. Speislink does not collect or remit taxes on behalf of Creators. Creators operating in jurisdictions that impose digital services tax or similar obligations must comply independently.

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not use the Service to:

• ▸Upload, publish, transmit, or distribute any Content that is illegal, infringing, defamatory, obscene, threatening, or otherwise harmful.
• ▸List, sell, or distribute counterfeit goods, illegal items, stolen property, controlled substances, weapons, or any products that infringe third-party intellectual property rights.
• ▸Upload, publish, or transmit any content that sexually exploits or depicts minors (CSAM). Any such content will result in immediate account termination and mandatory reporting to relevant law enforcement authorities and the National Center for Missing & Exploited Children (NCMEC) or equivalent body.
• ▸Impersonate any person or entity or misrepresent your affiliation with any person or entity.
• ▸Circumvent, disable, or interfere with security-related features of the Service, including rate limits or authentication mechanisms.
• ▸Use the Service to send spam, unsolicited commercial messages, or bulk marketing communications.
• ▸Scrape, crawl, or systematically extract data from the Service without our express written permission.
• ▸Attempt to gain unauthorized access to any part of the Service, its infrastructure, or any third-party systems connected to the Service.
• ▸Transmit viruses, worms, Trojans, or any other malicious or harmful code through the Service.
• ▸Use the Service to circumvent or attempt to circumvent our platform fee or payment systems.
• ▸Create multiple accounts to bypass limitations, avoid bans, or otherwise game the Service.
• ▸Use the Service in any way that could damage, overload, or impair the Platform or other users' experience.

We reserve the right, without limitation, to investigate and take appropriate legal action against anyone who violates this Section, including referral to law enforcement authorities.

8.1 Ownership. You retain full ownership of all Content you submit, upload, or publish through the Service ("User Content"). We make no claim of ownership over your User Content.

8.2 License Grant. By submitting User Content to the Service, you grant Speislink a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, host, reproduce, distribute, display, and deliver your User Content solely to the extent necessary to provide and operate the Service — for example, to display your links and profile page to visitors, to process file downloads, and to maintain backups.

8.3 Your Representations. You represent and warrant that: (a) you own or have all necessary rights to submit your User Content; (b) your User Content does not infringe any third-party intellectual property, privacy, or personality rights; and (c) your User Content complies with these Terms and all applicable laws.

8.4 Content Removal. We reserve the right (but not the obligation) to review, screen, or remove any User Content at any time, without notice, at our sole discretion, if we determine that it violates these Terms, applicable law, or poses a risk to users or the Platform.

9.1 Platform IP. The Service — including its design, software, code, features, and all Speislink-created content (excluding User Content) — is owned by Speislink and its licensors and is protected by copyright, trademark, trade secret, and other applicable laws. "Speislink", "speis.link", and associated logos are trademarks of the Company.

9.2 Limited License. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or business purposes.

9.3 Restrictions. You agree not to: (a) copy, modify, or create derivative works of the Service or any part of it; (b) reverse engineer, disassemble, or decompile the Service; (c) use our trademarks, logos, or branding without our prior written consent; or (d) frame or mirror any part of the Service without authorization.

The Service integrates with third-party services including, but not limited to: Stripe (payment processing), Supabase (database and file storage), Cloudflare (content delivery and security), and PostHog (analytics). Your use of these services is subject to their respective terms of service and privacy policies. We are not responsible for the actions, omissions, terms, or availability of any third-party provider.

Links to external websites accessible through Creator pages are published by the Creator and are solely their responsibility. We do not review, endorse, or accept responsibility for any external website content.

Our collection and use of personal data is described in our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you acknowledge that you have read our Privacy Policy and consent to our data practices as described therein.

12.1 Uptime. We aim to provide a reliable and available Service but do not warrant uninterrupted or error-free access. We may suspend, restrict, or discontinue the Service (or any feature thereof) temporarily for maintenance, security, legal compliance, or other reasons, with or without notice.

12.2 Support. Free plan users have access to our online help documentation. Pro plan subscribers are entitled to email support at legal@speis.link. We aim to respond within three (3) business days, but this is not a guaranteed service level.

12.3 Feature Changes. We may add, modify, or remove features of the Service at any time. For material changes that significantly affect Pro plan features, we will provide reasonable advance notice.

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL MEET YOUR REQUIREMENTS, BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED.

To the extent permitted by applicable Italian and EU law, we disclaim all warranties. Nothing in this Section affects your statutory rights as a consumer under applicable EU or Italian consumer protection law, including rights under Italian Legislative Decree 206/2005 (the Consumer Code).

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SPEISLINK AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, OR BUSINESS INTERRUPTION — ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM; OR (B) ONE HUNDRED EUROS (€100).

These limitations do not apply to liability for: (a) death or personal injury caused by our negligence; (b) fraud or fraudulent misrepresentation; or (c) any liability that cannot be excluded or limited under applicable Italian or EU law, including consumer protection rights.

You agree to indemnify, defend, and hold harmless Speislink and its officers, directors, employees, agents, licensors, and successors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or relating to: (a) your use of the Service in violation of these Terms; (b) your User Content; (c) your violation of any third-party rights, including intellectual property, privacy, or personality rights; or (d) your violation of any applicable law or regulation.

This indemnification obligation survives termination of these Terms. We reserve the right, at your expense, to assume exclusive control of any matter subject to indemnification, in which case you agree to cooperate fully with our defense.

16.1 Termination by You. You may delete your account at any time via your account settings. Upon deletion, we will process your data in accordance with our Privacy Policy. Any active Pro subscription will be cancelled at the end of the current billing period.

16.2 Termination by Us. We may suspend or permanently terminate your account, with or without notice, if we reasonably believe you have: (a) violated these Terms; (b) engaged in fraudulent, abusive, or illegal activity; (c) posed a security risk to the Platform or other users; or (d) failed to pay any amounts owed. We will make reasonable efforts to notify you prior to termination, unless doing so would compromise security or an ongoing investigation.

16.3 Effect of Termination. Upon termination: (a) your license to use the Service ends immediately; (b) you lose access to your account and its contents; (c) your public Speislink page is taken offline; (d) we will handle your data as described in our Privacy Policy; (e) any pending payout balances in your Stripe Connect Account are governed by Stripe's terms. Sections 8, 9, 13, 14, 15, 17, and 19 of these Terms survive termination.

17.1 Governing Law. These Terms and any disputes arising from or related to them shall be governed by and construed in accordance with the laws of the Republic of Italy, without regard to conflict-of-law principles.

17.2 Jurisdiction. Subject to Section 17.3, the courts of [YOUR CITY], Italy shall have exclusive jurisdiction over any dispute arising from these Terms or your use of the Service.

17.3 EU Consumer Rights. If you are a consumer resident in the European Union, you retain all rights granted to you by the consumer protection laws of your country of residence. You may also use the European Online Dispute Resolution platform at https://ec.europa.eu/consumers/odr to resolve disputes without going to court. Nothing in these Terms limits your rights under Italian Legislative Decree 206/2005 or applicable EU consumer directives.

17.4 Informal Resolution. Before initiating formal legal proceedings, we encourage you to contact us at legal@speis.link. We will make a good-faith effort to resolve the dispute informally within thirty (30) days.

We may revise these Terms at any time. For material changes, we will provide at least thirty (30) days' advance notice by email to the address associated with your account, or by posting a prominent notice on the Service. The effective date at the top of this page will be updated upon each revision.

Your continued use of the Service after the effective date of any revision constitutes your acceptance of the updated Terms. If you do not agree, you must stop using the Service and cancel any active subscriptions before the new Terms take effect.

• ▸Entire Agreement. These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Speislink regarding the Service and supersede all prior agreements.
• ▸Severability. If any provision of these Terms is held invalid or unenforceable, it will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force.
• ▸Waiver. Our failure to enforce any provision of these Terms at any time shall not constitute a waiver of that provision or any future right to enforce it.
• ▸Assignment. We may assign or transfer our rights and obligations under these Terms in connection with a corporate merger, acquisition, restructuring, or sale of assets, without your consent. You may not assign your rights under these Terms without our prior written consent.
• ▸Force Majeure. We are not liable for any failure to perform obligations caused by events beyond our reasonable control, including natural disasters, war, cyberattacks, or infrastructure outages.
• ▸Language. These Terms were originally drafted in English. In case of any conflict between the English version and a translation, the English version prevails.

For questions about these Terms of Service, please contact us:

• ▸Email: legal@speis.link
• ▸Company: [YOUR COMPANY NAME]
• ▸Address: [YOUR REGISTERED ADDRESS], [YOUR CITY], Italy
• ▸VAT: [YOUR VAT NUMBER]
• ▸Website: https://speis.link